Free Products
Do you ever get sucked into buying something because you get a free gift with it if you do? It might be two for the price of one, it might be a free scarf or even sunglasses with a magazine.
But what about signing up for a credit card, where you don’t have to pay an annual fee, you get a free gift, which may be worth a couple of hundred dollars, but you have no intention of keeping the credit card. You simply want the free gift for signing up.
Is that wrong?
You meet all the criteria, you read and are happy with the fine print. You receive your free gift, you receive your credit card, but here’s the dilemma - you don’t use it. In fact, you signed up with NO intention, really, of using it. You might even cut the card up.
• It could be argued the company is gaining from you anyway – by you handing over your personal details which they might use for future marketing appeals.
• But would you do it to a friend’s business? A family-run business? Does it make any difference whether the company is a large multinational or a small family-run affair?
• Are you being a savvy consumer... or simply greedy?
• If you’re not breaking any rules, why not take advantage of it?
Now it's time for you say!
