How is the housing affordability crisis affecting you?

Maybe you’ve had your home repossessed, or you’ve voluntarily given up your mortgage and moved into a rental situation…what was the tipping point for you? In hindsight, what would you have done differently?

Were you buying, perhaps at the wrong time in the property cycle?
A fear of ‘missing out?’
Was it successive interest rate rises that you didn’t anticipate?

What you would do differently, with the benefit of hindsight?